Freight factoring that pays you the day you deliver
Stop waiting 30 to 90 days for brokers and shippers to pay. Turn your delivered loads into same-day cash and keep your trucks rolling on the I-10 and I-15 corridors.
Request received
An advisor will reach out within the hour. Check your phone and email.
Get paid now for freight you’ve already hauled
Freight factoring turns your unpaid load invoices into cash the same day you deliver, instead of waiting on a broker’s 30, 60, or 90 day terms. You sell the invoice, we advance the bulk of it immediately, and we collect from the broker or shipper so you don’t have to. For Inland Empire carriers running tight on fuel and payroll between settlements, it is the difference between parking a truck and booking the next load.
Advance on delivered loads
Submit the rate confirmation and proof of delivery, and we fund the advance the same day, often within hours.
We handle collections
We chase the broker or shipper for payment so your dispatcher isn’t doing it. Non-recourse options cover you if the customer goes under.
Fuel and payroll, covered
Keep cash moving for diesel, drivers, and maintenance without taking on debt or waiting on slow-pay customers.
Deliver the load, get paid the same day
Factoring is not a loan. You are advanced the value of work you have already completed, split into an immediate advance and a small reserve released when the broker pays.
Same-day cash flow. Most loads fund the day proof of delivery is in, so fuel and payroll never wait on a broker’s terms.
Credit on the broker, not you. Approval is based on the strength of the broker or shipper paying the invoice, which is why new and small carriers qualify.
No long-term contract. We structure month-to-month and spot-factoring options, so you factor the loads you want and skip the ones you don’t.
Built for the Inland Empire’s freight lanes
- ◆We know IE logistics. Ontario, Fontana, San Bernardino, and Riverside warehouse and port-drayage freight along the I-10 and I-15 corridors is our backyard.
- ◆Owner-operators and brokers welcome. From a single truck to a growing fleet, and freight brokers who need to fund carrier pay, we structure the right facility.
- ◆One advisor, straight answers. You get a person who explains the rate, the reserve, and the fine print before you sign, not a call center.
Freight factoring, answered plainly
Most delivered loads fund the same day, often within hours of submitting the rate confirmation and proof of delivery. After the first setup, funding is typically same-day every time.
No. You are not borrowing. You are selling an invoice for work you have already completed and being advanced most of its value immediately. There is no debt on your balance sheet and no monthly loan payment.
With recourse factoring you are responsible if the broker never pays. With non-recourse, we absorb the loss if the customer goes out of business. Non-recourse usually carries a slightly higher fee, and we will walk you through which fits your lanes.
No. We offer month-to-month and spot options so you can factor only the loads or brokers you choose. There is no requirement to commit your whole book.
Keep your trucks moving
Tell us your monthly volume and the brokers you run with. An advisor reviews it and responds within the hour with a rate and an advance amount.
