Equipment Financing for Southern California Businesses
Whether you are acquiring new machinery, upgrading technology, or replacing aging equipment, Commercial Capital Partners helps Southern California businesses secure the right equipment financing with competitive terms and a streamlined process. We work with SBA programs, conventional lenders, and equipment-specific financing sources to match each client with the best solution.
SBA 7(a) Equipment Loans
The SBA 7(a) program can finance equipment and machinery as a standalone loan or as part of a larger business financing package. Key advantages include low down payments (as little as 10%), longer repayment terms compared to conventional equipment loans (up to 10 years for equipment), and the ability to bundle equipment financing with working capital or real estate in a single loan. Loan amounts up to $5 million.
SBA equipment financing is particularly valuable for businesses acquiring high-cost, long-life equipment, such as manufacturing machinery, medical imaging equipment, or commercial kitchen builds, where conventional lenders may offer shorter terms or higher down payments.
Conventional Equipment Financing
For straightforward equipment purchases, conventional equipment loans and leases are available through our lender network. These programs can often close faster than SBA loans and may offer flexible structures including equipment leases, capital leases, and installment loans. Terms typically range from 3–7 years depending on the equipment type and useful life.
Equipment We Finance
- Manufacturing equipment and CNC machinery
- Medical and dental equipment
- Restaurant and commercial kitchen equipment
- Gas station dispensers, tanks, and point-of-sale systems
- Construction equipment and heavy machinery
- Technology and IT infrastructure
- Transportation and fleet vehicles (commercial use)
- Warehouse and logistics equipment
Why Finance Equipment Instead of Paying Cash?
Financing equipment preserves working capital for operations, allows businesses to acquire better equipment sooner, and may offer tax advantages through depreciation and interest deductions. For growing businesses, equipment financing is a smart leverage strategy that keeps cash available for hiring, inventory, and expansion.
Get Equipment Financing Today
Commercial Capital Partners works with businesses throughout the Inland Empire and Southern California to structure equipment loans that fit their cash flow. Call (909) 721-5915 or contact us online to discuss your equipment financing needs. We move quickly, so your operations do not have to wait.
