Office Commercial Financing
Office properties, whether a small professional suite, a medical or dental office, or a larger multi-tenant office building, require a financing approach that accounts for occupancy, lease structure, and the borrower’s business profile. Commercial Capital Partners works with lenders experienced in office financing across the Inland Empire and Southern California, matching each transaction to the right program and the most competitive terms available.
Business owners who purchase their office space often find that ownership builds equity while stabilizing their occupancy costs, no landlord, no rent increases, no uncertainty at lease renewal. We help make that transition straightforward.
Financing Programs for Office Properties
SBA 7(a) Loans work well for owner-occupied office purchases, when the business occupies 51% or more of the building. Down payments as low as 10%, terms up to 25 years, and flexible underwriting make this one of the most accessible programs for professional service firms, medical practices, and growing businesses.
SBA 504 Loans provide fixed, long-term financing specifically designed for commercial real estate acquisition. The below-market fixed rate and full amortization make monthly costs predictable, a significant advantage for any business planning long-term.
Conventional Financing is the standard route for investment office properties, single-tenant or multi-tenant buildings where tenants rather than the owner occupy the space. These loans are underwritten based on the property’s income and the investor’s financial profile.
Properties We Finance
Single-tenant professional office buildings. Medical and dental offices. Multi-tenant office suites and complexes. Owner-occupied and investment office properties. Office purchases, refinances, and partner buyouts
Our recent office closings include a $1,908,000 SBA 504 purchase of a medical office in Temple City, California. To discuss financing for your office property, call (909) 721-5915 or contact us online.
