Multifamily Financing in Southern California
Multifamily real estate remains one of the strongest performing asset classes in Southern California. At Commercial Capital Partners, we help investors and owner-occupants secure competitive financing for apartment buildings and multifamily properties across the Inland Empire, Los Angeles, and greater SoCal. From small 2–4 unit properties to larger apartment complexes, we structure loans that support your investment strategy.
Multifamily Loan Programs
Conventional Multifamily Loans
Conventional commercial loans are available for 5+ unit apartment buildings and are typically structured with 20–30% down, amortization periods of 25–30 years, and interest rates tied to market indices. These loans can be used for purchases, refinances, and cash-out refinances. Terms and rates vary based on property performance, location, and borrower strength.
Agency Loans (Fannie Mae / Freddie Mac)
Agency financing through Fannie Mae and Freddie Mac offers attractive long-term fixed rates and high leverage for stabilized multifamily properties. These programs are ideal for larger apartment communities with strong occupancy and rent rolls. We work with agency-approved lenders to structure these transactions for qualified borrowers.
Bridge Loans for Multifamily
Bridge financing provides short-term capital to acquire or reposition multifamily assets before stabilization. This is useful for value-add investors purchasing properties that need renovation or lease-up before qualifying for permanent agency or conventional financing.
What We Finance
- 2–4 unit residential investment properties
- 5+ unit apartment buildings and complexes
- Value-add multifamily acquisitions
- Multifamily refinances and cash-out refinances
- Mixed-use properties with residential components
- 1031 exchange replacement properties
Recent Multifamily Deals Closed
- $1,500,000 conventional loan. Purchase of multifamily property in Pasadena, CA
Southern California Multifamily Market
Southern California’s multifamily market is characterized by high demand, low vacancy, and strong rent growth, particularly in the Inland Empire, where population growth and affordability relative to coastal markets continue to drive investment activity. Whether you are acquiring your first apartment building or refinancing an existing portfolio, we bring the lender relationships and market knowledge to get your deal done.
Talk to a Multifamily Financing Advisor
Call us at (909) 721-5915 or contact us online to discuss your multifamily financing needs. We serve the Inland Empire, Los Angeles County, Orange County, and all of Southern California.
