Car Wash Financing
Car washes combine real estate, equipment, and an operating business — a profile that confuses generalist lenders but fits the programs we use every day. At Commercial Capital Partners, we structure car wash financing for express, tunnel, self-serve, and in-bay automatic facilities nationwide.
Whether you are acquiring an operating wash, building from the ground up, or upgrading equipment, we position your deal with lenders who actively fund this asset.
Financing Options for Car Wash
SBA 7(a) Loans finance owner-operated car washes, including real estate, equipment, and goodwill, with low down payments.
SBA 504 Loans offer long-term, fixed-rate financing for owner-occupied car wash real estate.
Conventional Financing is the standard for stabilized, operating facilities.
Construction Loans fund ground-up development of new express and tunnel facilities.
Equipment Financing funds tunnels, wash systems, and conversions to express models.
What We Finance
We finance car washes across the country for acquisition, construction, equipment, and cash-out refinance, through SBA, conventional, and private lenders.
Types of Car Wash We Finance
- Express exterior car washes
- Tunnel car washes
- Self-serve facilities
- In-bay automatic washes
- Car wash with c-store or fuel
- Ground-up car wash construction
What Lenders Focus On
Lenders underwrite car washes on volume, location, equipment condition, and operator experience — not just the real estate. Positioning the deal around its cash flow and operating story is what gets it approved on strong terms.
Cash-Out and Equipment Upgrades
Beyond acquisitions, we help owners pull equity, restructure debt, and finance equipment upgrades or conversions to higher-throughput express models.
Serving Southern California, the Inland Empire & Nationwide
Headquartered in Rancho Cucamonga, we serve owners across the Inland Empire and Southern California, and we finance car washes nationwide.
Recent Car Wash Financing
Our team regularly structures car wash acquisitions, construction, and cash-out deals. When a specialty asset needs a specialist lender, that is where we add the most value.
Start Your Car Wash Financing Today
Tell us about your deal and we’ll tell you your options — no obligation. Pre-qualify in about 60 seconds or call our team directly.
