Commercial & SBA Loans in Inland Empire, CA
Serving the full Inland Empire market including San Bernardino and Riverside counties. Commercial Capital Partners structures SBA and conventional commercial loans for local business owners and real estate investors.
Commercial Financing We Provide in Inland Empire
SBA 7(a) Loans
Up to 90% financing with fully fixed rate terms. Business acquisition, real estate, equipment.
SBA 504 Loans
Long-term, fixed-rate financing for owner-occupied commercial real estate and equipment.
Conventional CRE
Flexible commercial mortgage programs for investment and owner-occupied properties.
Multifamily Financing
5+ unit apartment and multifamily property acquisition and refinance.
Business Acquisition
Finance the purchase of an existing business with SBA or conventional programs.
Bridge Loans
Short-term financing to bridge the gap between current and permanent financing.
The Inland Empire is one of the most dynamic commercial real estate markets in the United States. With major logistics, manufacturing, retail, and service-sector growth across San Bernardino and Riverside counties, business owners throughout the IE are regularly acquiring properties, expanding operations, and refinancing existing debt. Our team has deep familiarity with the Inland Empire market and the lender relationships to close complex transactions quickly.
Why Inland Empire Business Owners Work With Us
Headquartered in Rancho Cucamonga, we serve business owners and investors across the entire Inland Empire. When a deal needs structure, speed, and a lender who actually understands the asset, clients come to us — and work directly with their advisor from the first call through closing, no handoffs and no delays. We draw on relationships with more than 100 banks, credit unions, SBA-preferred institutions, and private lenders, evaluating each loan through multiple credit boxes to place it where it has the best chance of approval on the strongest terms.
Recently Funded Across the Inland Empire
Fontana, CA — Gas Station · Conventional. A $1.7M cash-out refinance on a Fontana fuel station — restructured debt, freed-up capital, and improved terms on a specialty asset most lenders don’t underwrite well.
Riverside, CA — Restaurant · SBA 7(a). Art’s Bar & Grill refinanced out of a seller-carry note into a long-term SBA 7(a) loan at 90% financing, positioning the business for its next stage of growth.
Corona, CA — Industrial · SBA 504. A $4.1M acquisition financed with a $3,637,500 SBA 504 loan, repositioned under an owner-occupied strategy after other lenders declined it.
The Inland Empire Commercial Market
The Inland Empire is one of the fastest-growing commercial markets in the country, spanning Riverside and San Bernardino counties and anchored by logistics, industrial, healthcare, retail, and professional services. From Rancho Cucamonga and Ontario to Fontana, Riverside, and beyond, we help owners and investors finance acquisitions, construction, refinances, and cash-out across every major property type — backed by lender relationships built over decades of closing complex Inland Empire transactions.
Cities We Serve Across the Inland Empire
We provide commercial and SBA financing throughout the Inland Empire, including:
Inland Empire Financing — Frequently Asked Questions
How much do I need to put down on an SBA loan?
For owner-occupied commercial real estate, SBA 7(a) and 504 programs often allow as little as 10% down, though the exact figure depends on the property type, the strength of the business, and the structure of the deal. We will give you a realistic number before you spend time on paperwork.
How long does it take to close a commercial loan in the Inland Empire?
Conventional deals often close in 30–45 days, and SBA loans typically run 45–60 days depending on the property and documentation. We have closed Inland Empire financing in under 45 days when the file is prepared correctly from the start.
Do you finance investment (non-owner-occupied) properties?
Yes. We place both owner-occupied and investment-property financing — including industrial, multifamily, retail, and office — through conventional and bridge programs.
My bank already said no. Is it worth talking to you?
Often, yes. Many deals are declined because of how they were structured or presented, not because they are bad deals. We review your scenario through multiple lenders’ guidelines and frequently find a path others missed.
