Owner-Occupied Commercial Real Estate Financing
Purchase or refinance the commercial property your business operates from, with SBA 504, SBA 7(a), and conventional financing options.
For business owners who operate from their own commercial space, or want to, owner-occupied commercial real estate financing offers a path to building equity, controlling occupancy costs, and creating long-term wealth. Commercial Capital Partners specializes in structuring these transactions for business owners throughout California and nationally.
- ✓SBA 504 loans: 10-25% down, 25-year fixed rate, below-market rates
- ✓SBA 7(a) loans: Flexible structure, up to 90% LTV
- ✓Conventional commercial mortgages for established businesses
- ✓Eligible property types: office, retail, medical, industrial, warehouse, mixed-use
- ✓Business must occupy 51%+ of the property (SBA requirement)
- ✓Loan amounts from $500,000 to $10 million+
Business owners frequently ask whether it makes more sense to buy or lease their commercial space. In most cases, if you plan to remain in the same location for 5+ years, owning the property you operate from is a strong financial decision. Our advisors help you evaluate the numbers and structure the right financing to make it happen.
